This way you know if a lender is offering an unrealistic interest rate for someone in your situation. I also have a well-paying job and very low debt. I Worked At A Car Dealership And Car Shopping With A Friend Made Me Realize People Miss 4 Big Opportunities To Negotiate Car Dealership Car Buying Car One of the ways to do this is to make a larger down payment upfront. . This value may be higher or lower than the actual market price of the vehicle. Get in touch with us today. Not only will a larger down payment reduce the amount youll have to borrow but it can also help you qualify for a lower interest rate. Yes you can negotiate your interest rate with an auto lender. At the dealership to prepare so you can negotiate with confidence and. We have the answer. While you may be able to negotiate loan terms like a down payment or the interest rate it is unlikely that you will be able to negotiate the residual v